Having previously worked as a Mortgage Underwriter from the early 2000's until I became a Real Estate Agent in 2017, I saw a huge shift in Mortgage Underwriting guidelines. In the early 2000's it seemed like anyone could get a loan due to much less stringent Guidelines than we have today. So much has changed since then and thus one of the many reasons why experts feel we will not see a crash similar to the one in 2008.
Use this handy checklist to help you prioritize what needs to be done to successfully prepare your home for the winter market. If you are overwhelmed and need to hire someone, that's ok! Contact me for recommendations to local cleaning services, handyman services and more!
While you may be considering the financial benefits of buying a home, there are also many wonderful and often overlooked non-financial benefits. A sense of pride, personal expression and connection to community are among the many. Having been a homeowner in Merrimack NH for over 20 years, when I stop to think about what I love most about my home, it is the neighborhood. There is a huge sense of community here that I would not give up for anything! What is most important to you when considering a home purchase?
If you are a first- time home buyer, like many, you may have had to drop out of the race this year due to rising interest rates. I started the year with many Southern New Hampshire home buyers confident that they would be able to purchase a home in 2022 only to watch their purchase power drop significantly as interest rates soared. Many of these home buyers had to put their dreams of home ownership on hold. Today, according to some economists, there may be a glimmer of hope.
Let more natural light shine indoors with these simple tips. Read
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There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a confident decision.
Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says:
As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding a house that better suits your lifestyle may be a top priority for you. But with today’s cooling housing market, is it really a good time to sell your house, or should you wait?
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